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We use Yodlee to link your accounts.

Just know that going manual means that it will take a little bit longer for us to get back you, because our assessors will need to, manually review and assess your docs. We hope that’s OK.

The good news is, when we do contact you, your application will be assessed as much as possible, so try to be thorough to avoid any further delays.

Yodlee is a data aggregation service. They’re a US-based company who provide digital financial solutions for 35M+ paid users including financial institutions and technology innovators; including Xero, ANZ Money Manager and Personal Capital. 12 of the the 20 largest US banks trust Yodlee for their services.

By entering your bank logins and linking all of your accounts, we can verify your financial information in a matter of minutes. The software is reading copies of your transactions, and we’re using this information to approve your home loan. Yodlee never see your credentials, and neither do we.

A home loan is serious business, and so is your security. Without getting repetitive we want to assure you that your credentials cannot be seen by Yodlee, or us. We use world-leading encrypted software that allows us to verify your stated income and expense without sifting through paperwork. When your financial validation has been completed, we then delete the information from our systems.